Home Care Plans

Home Care

Affinity By True Freedom Home Care Plans

Affordable Alternative to Long Term Care Plans

Affinity By True Freedom Home Care Plans offer a range of services designed to provide an affordable alternative to traditional long-term care plans. Here’s a brief overview of what these plans typically include and how they work:

Key Features of Affinity By True Freedom Home Care Plans:

  1. Affordable Monthly Premiums:
    • Lower cost compared to traditional In-home care.
    • Fixed monthly premiums, helping to manage financial planning.
  2. Flexibility:
    • Services can be used at home, providing comfort and convenience.
    • Coverage includes personal care, homemaker services, companionship, dressing, bathing, hygiene, and much more.
  3. No Health Restrictions:
    • Plans are available regardless of health conditions.
    • No medical exams are required to qualify.
  4. Service Hours:
    • Plans are based on the number of service hours, rather than dollar amounts.
    • Different plans offer varying levels of service hours per year.
  5. Nationwide Coverage:
    • Services available across the United States.
    • Can be transferred if the policyholder moves.
  6. Consumer Direct Care:
    • Policyholders can choose their agency caregiving company.
    • Allows for trusted friends or neighbors to provide care (with some restrictions).

Benefits:

  • Cost-Effective: Ideal for individuals looking for an affordable way to ensure care in the future without the high premiums associated with long-term care insurance.
  • Personalized Care: Flexibility to choose caregivers and receive care at home.
  • No Medical Underwriting: Easier to obtain compared to traditional long-term care plans.

Ideal For:

  • Seniors who want to stay in their homes as they age.
  • Individuals looking for a budget-friendly alternative to long-term care insurance.
  • Those who may not qualify for traditional long-term care due to health reasons.

Affinity By True Freedom Home Care Plans can provide peace of mind by ensuring that care needs will be met in the comfort of one’s home, without the financial burden often associated with long-term care plans.